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Giving Home > Giving News > Finance News > Mortgage Rates Climb Higher

Mortgage Rates Climb Higher

Published April 3, 2026

Freddie Mac released its latest Primary Mortgage Market Survey on Thursday, April 2. The survey showed mortgage rates increased for the fourth week in a row. 

This week, the 30-year fixed rate mortgage averaged 6.46%, up from last week’s average of 6.38%. Last year at this time, the 30-year fixed rate mortgage averaged 6.64%.

The 15-year fixed rate mortgage averaged 5.77% this week, up from last week’s 5.75%. During the same week last year, the 15-year fixed rate mortgage averaged 5.82%.

"The 30-year fixed-rate mortgage edged up, averaging 6.46% this week," said chief economist at Freddie Mac, Sam Khater. “With spring homebuying season in full swing, aspiring buyers should remember to shop around for the best mortgage rate, as they can potentially save thousands of dollars by getting multiple quotes.”

Based on published national averages, the savings rate was 0.39% as of 3/16. The one-year CD averaged 1.52%.

Editor’s Note: The publicly available financial information is offered as a helpful and informative service to our friends. This article is not an endorsement of any company, product or service.